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ISBN 978-0-9921959-2-2
Every household faces the same challenge: Your income must exceed your expenditure. That is what a budget does: it records what money comes in, and what money goes out.
The approach we use is simple to follow. We take you through a few exercises. Complete them carefully and within a month, you will have a working budget!
The reason is that budgeting is a recording of money transactions. Unless you record transactions as they happen, or unless you learn to keep vouchers, recording demands a good memory to be able to deduce where your money actually goes every month.
ISBN 978-0-9921959-3-9
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